A guide to property financing

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Even before you start looking at property on-line(let alone going on viewings) you really should find out what your budget is, and for most of us that means how much can we borrow.This guide seeks to explain the process of finding out what you can borrow, how to get approved and how your financing impacts the transfer and purchasing process.

We have tried to keep this guide chronological, starting with when you should begin looking at finance through to what kind of mortgage you need to get all the way to process by which the bank pays money to the seller.